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When Experience Matters

Commercial Insurance Consulting

Corporate Benefits

Experts in Property & Casualty Insurance

Risk Solutions, Inc. is an independently owned and operated insurance agency and consulting firm specializing in providing risk, insurance, and employee benefit services to small and medium-sized businesses.  At Risk Solutions Inc., we believe that business owners in North Carolina, South Carolina, Virginia, West Virginia, California, Oregon and Texas deserve professionalism, competence, fairness, truth, and honesty. As a provider of insurance education and implementation options for the past 20 years, we don’t focus on sales. Instead, we are dedicated to providing viable solutions and mitigating aspects of your business that will actuarially affect your commercial insurance costs. ​

At Risk Solutions Inc., our services combine the best of the commercial insurance industry, risk management, employee benefits services and regulatory compliance environment. We will help you form a strategic risk management plan that is specific to your business’ unique operations. This plan will comply with OSHA, Department of Labor, IRS and ACA requirements, including required training and written program materials, and will drastically reduce the number of hours you spend dedicating to commercial insurance issues. Some of the lines of insurance we offer include workers’ compensation, high-risk liability insurance, excess liability, commercial auto, product liability, environmental pollution remediation liability, and more.

Our Purpose

Our purpose is to protect the most important assets of our clients. We protect the employees, property, financial assets and reputation of businesses and non-profit organizations through the use of experienced planning, risk controls, risk reduction, and risk transfer. We provide leadership, guidance, and professional service in designing, implementing and supporting strategic insurance programs.

Employee Benefits

A competitive employee benefits package could be the difference in hiring and retaining your best employees.  We believe that retaining a positive and motivated staff is vital to an organization's success, and one of the larger tasks HR professionals must deal with. Unusually high Employee turnover reduces morale, not to mention that it also has a financial impact on a company. Implementing a competitive employee benefits package is an effective way of ensuring that valued employees remain employed and productive. 

Risk Solutions provides leadership, guidance and personal service in designing and implementing medical, dental, vision and ancillary coverage lines that will meet or exceed your strategic plan and comply with the recent legislative and regulatory changes in group welfare insurance programs.  

Plan Design

Strategic Planning

Cost Control


What Our Clients Say

Fred Ogrim

Managing Partner

"RSI was able to help us find the most affordable coverage that suited our needs.  Our experience with RSI has been phenomenal.  They are an excellent firm and an excellent partner."

Victory Lane Indoor Karting

“Success is not final; failure is not fatal:

It is the courage to continue that counts.”

Winston Churchill

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